480 Pool Rd Hiram, GA 30141
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About this home
Wide covered porches wrap around this home, perfect for quiet mornings or relaxed evenings outdoors. The sought-after Better Homes & Gardens Craftsman plan blends formal spaces with an open layout, creating a natural flow for everyday living and entertaining. The cheerful great room, with two sets of French doors, opens to the porches and flows to the formal dining room and spacious kitchen, featuring abundant cabinetry, stainless appliances, and refrigerator. A convenient office nook sits just off the kitchen, while the mudroom/laundry (with washer, dryer, second refrigerator, and extra pantry storage) adds functionality. The vaulted primary suite offers an updated bath, large walk-in closet, and private porch access. Upstairs are two bedrooms with a Jack-and-Jill bath plus a versatile bonus room under the eaves—ideal for office, nursery, or retreat. Walk-up stairs lead to a fully floored attic for easy storage. Recent updates include nearly new HVAC systems and a brand-new water heater. The basement expands living space with a large rec room (or optional bedroom), full bath, and a huge workshop with double doors—great for a riding mower or large equipment. Outdoor living shines with open decks and a spacious screened porch, perfect for gatherings. A detached two-car garage is complemented by an RV garage, 30 feet deep and 14 feet high. All set on a perfectly flat 3-acre lot backing to a wildlife preserve. With no HOA, enjoy privacy, freedom, and convenience—just minutes to major highways and one mile from the Silver Comet Trailhead.
Source: FMLS #7647370
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.