4803 Apple Blossom Ln Unit 4803 Saint Cloud, FL 34771
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About this home
Hurry and schedule your showing Today! Nestled in the highly sought-after Turtle Creek subdivision of St. Cloud, Florida, this stunning low maintenance, modern and updated 3 bedroom 2.5 bathroom, two-story townhouse with 1 car garage, offers a unique blend of contemporary design and comfortable living. Living in Turtle Creek means enjoying the best of both worlds: a tranquil suburban lifestyle with easy access to vibrant local shops, restaurants, and entertainment options. Minutes from Lake Nona, the VA Hospital and Nemours Hospital. With its strategic location, residents enjoy proximity to pristine beaches and the convenience of nearby airports, making it an ideal sanctuary for travel enthusiasts and beach lovers alike. Upon entering, you're greeted by an open-concept layout. The sleek kitchen features state-of-the-art stainless steel appliances, and ample cabinetry, perfect for both everyday living and entertaining guests. The master suite is located on the second floor and features a walk-in closet and full bathroom complete with dual vanities. Two additional bedrooms provide flexibility for family, guests, or a home office, sharing a well-appointed full bathroom. Step outside through your sliding door to enjoy a beautiful vinyl fenced in patio area, perfect for dining or quiet evenings. The community amenities include well-maintained playground, a sparkling pool, and lush green spaces, promoting an active lifestyle and fostering a sense of community. This townhouse represents an ideal opportunity for those looking to combine modern living with an enviable location in St. Cloud Florida. **HOA permits 12 month rentals.
Source: STELLAR #O6359119
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.