4803 E Gurney Ct North Chesterfield, VA 23237
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About this home
Welcome to 4803 E Gurney Ct — a beautifully maintained brick ranch in Chesterfield offering the perfect blend of comfort, character, and convenience. Situated on a quiet cul-de-sac, this home features timeless craftsmanship and thoughtful updates that make it truly move-in ready. Step inside to find freshly painted interiors and gorgeous hardwood floors flowing throughout most of the home. The spacious living room welcomes you with abundant natural light, creating a warm and inviting atmosphere. The kitchen offers plenty of cabinet space, solid wood cabinetry, and open to the dining area. All kitchen appliances convey—including refrigerator, stove, and microwave—along with the washer and dryer for added ease. A standout feature of this home is the cozy den, showcasing rich wood accents, built-in shelving, and a classic brick fireplace that sets the tone for relaxing evenings or gatherings with family and friends. The den features upgraded LVP flooring, combining style and durability. The bedrooms are bright and comfortable, with ample closet space and hardwood floors throughout. Outside, you’ll enjoy a well-landscaped yard with a charming brick patio perfect for outdoor entertaining or simply enjoying the peace and quiet of the neighborhood. A paved driveway offers ample parking and convenience, while two detached storage sheds provide excellent space for tools, equipment, or hobbies. Additional updates include several upgraded light fixtures and a newer roof, providing peace of mind and years of worry-free living. With its convenient location near shopping, dining, parks, and major highways, this property offers an easy commute while maintaining the tranquility of a well-established neighborhood. 4803 E Gurney Court combines classic design, quality construction, and modern comfort—an ideal home for anyone seeking single-level living in a desirable Chesterfield location.
Source: CENTRALVIRGINIA #2530329
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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