4806 Slide Rock Ct Mansfield, TX 76063
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About this home
Freshly painted, with an updated kitchen and brand-new carpet throughout the entire home! This his beautifully updated two story residence in the highly desirable Villages at Spring Lake community in Mansfield, TX. Ideally located just minutes from Texas 360 Toll Road, local parks, and everyday conveniences, this home offers the perfect combination of style, space, and community amenities. Featuring 5 bedrooms and 3.5 bathrooms, the spacious floor plan is designed for both comfort and functionality. The main level includes a private home office with elegant glass French doors, and a formal sitting and dining room combo complete with detailed molding and a tray ceiling perfect for entertaining or relaxing in style. The living room showcases soaring ceilings and a cozy fireplace, creating a warm and inviting atmosphere. The kitchen has been tastefully refreshed with newly painted white cabinets, a new subway tile backsplash, walk in pantry, center island, and breakfast nook overlooking the living area ideal for gatherings and everyday living. The primary suite on the main level offers a relaxing retreat with a new vanity and updated countertops, dual sinks, soaking tub, glass framed walkin shower, and walk in closet. Upstairs, you’ll find four additional bedrooms, two full bathrooms, a large loft game room open to the living room below, and a dedicated media room perfect for movie nights or gaming. Additional highlights include fresh interior paint throughout, a covered backyard patio, and a fully fenced yard offering privacy and outdoor enjoyment. As part of The Villages at Spring Lake, residents enjoy access to a community amenity center with a recreation room, swimming pool, playground, and shaded picnic areas, supporting an active and connected lifestyle. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.
Source: NTREIS #21033727
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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