4813 Highpoint Dr NE Marietta, GA 30066
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About this home
This turn-key home has gone through amazing upgrades enabling your client to move in with ease and enjoy for years to come! The tasteful and professional renovations along with an open and light-filled family-friendly floorplan make it a great choice for your Buyers. As you drive up to the home, you will notice the great curb appeal of the home highlighted by a new front entry stairway/decking, new driveway and highly desirable new cement siding on the entirety of the house! Lovely planting beds for herbs and flowers enhance all sides of the home. Enter into an open, fireside great room which flows into the kitchen area and massive grilling/entertaining deck. The kitchen offers numerous, on-trend white cabinets, pantry, and tons of storage. Stainless steel appliances, newer lighting, attractive flooring and fresh paint will appeal to all home chefs! Add a full-sized dining room w/huge window for enjoyment during the holidays! Enter upstairs where 2 large secondary bedrooms and the primary suite exist. The primary bath is freshly renovated w/an oversized walk-in shower and coveted soaking tub. The shared bath has also been upgraded w/cabinetry, lighting and fixtures. The terrace level of the home has a full-sized room which can be utilized as an office, kids' room, media area or billiards room! Another bedroom w/a built-in Murphy bed, great for guests or teens is present along w/a full bath. Be the ENVY of the neighbors with a fabulous, fenced yard w/swing set, new stone patio/firepit/retaining wall, landscaping, 2 desirable decks great for entertaining or just relaxing. A+ home also offers fresh paint throughout, new windows thru most of the home, great gardening areas, new attic insulation and pest control, newer HVAC system, and low maintenance yard. There is also a usable crawl space w/a door great for storage or workshop projects. Don’t miss out! You won’t be disappointed in this home!
Source: FMLS #7675859
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.