4814 Ranch Rd Chino, CA 91710
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About this home
Recently Remodeled 3-Bedroom Townhome in Gated Royal Palm Ranch Community!! Welcome to your dream home in the highly sought-after, gated community of Royal Palm Ranch! This beautifully upgraded two-story townhome features 3 spacious bedrooms, 2.5 updated bathrooms, and a thoughtfully designed open floor plan perfect for modern living. Step inside and immediately notice the brand-new luxury vinyl plank (LVP) flooring throughout in (2025) and freshly painted interior in (2025), creating a bright and inviting atmosphere. The heart of the home is the newly kitchen, featuring ample cabinets, new kitchen faucet in (2025), and an open connection to the living and dining areas ideal for entertaining. Upstairs, the primary suite features an upgraded private balcony with sliding glass door in (2025), perfect for enjoying your morning coffee or evening breeze. Two additional bedrooms offer generous space and comfort, easily fitting queen-sized beds. Both the upstairs and downstairs bathrooms have been completely renovated in (2025) with stylish, modern finishes. Additional upgrades include: • A new central air conditioning (A/C) unit in (2020). • The exterior walls have been refreshed within the past few years. The building is equipped with copper plumbing pipes for enhanced durability and corrosion resistance. Enjoy the convenience of a two-car attached garage with direct access, one additional parking space available inside the community and a private patio, ideal for relaxing or entertaining. Located in one of the area's most desirable neighborhoods, the Royal Palm Ranch community offers resort-style amenities, including a sparkling pool, spa, and playground. You're just minutes from shops, restaurants, schools, and major freeways (71 & 60), making commuting a breeze. This turn-key townhome combines style, comfort, and convenience all in a secure, family-friendly community. Don’t miss your chance to call this upgraded home yours. Schedule a private tour today!
Source: CRMLS #TR25252455
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.