4814 Rushville Ln La Mesa, CA 91941
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About this home
Nestled in the hills of Mt. Helix, this beautifully reimagined 5-bedroom, 2.5-bathroom mid-century multi-level home offers a perfect blend of timeless architectural charm and elevated modern living. Boasting 3,484 sq ft of interior space on nearly half an acre (.48 acres), this property delivers flexibility, privacy, and panoramic views in one of East County’s most desirable enclaves. Step inside to soaring beamed ceilings and an open-concept great room with picture windows that flood the home with natural light. The renovated chef’s kitchen is the heart of the home, featuring a dramatic oversized island, designer backsplash, premium appliances, and sleek cabinetry—ideal for entertaining or culinary inspiration. Gather in the spacious dining area or unwind in the cozy living room with a show-stopping fireplace and floor-to-ceiling views of the mountains beyond. Outside, a wraparound deck creates the perfect perch to sip your morning coffee or dine al fresco while taking in sweeping views of the lush landscape and surrounding hillsides. The expansive lot offers room to explore, garden, or even build a potential ADU (Accessory Dwelling Unit) or a pool. The terraced yard offers charm and opportunity for outdoor play, fruit trees, or hillside landscaping. Upstairs, retreat to the spacious primary suite with serene vistas and a spa-like bathroom. The home’s flexible layout also lends itself to multi-generational living or a home office setup—perfect for today’s evolving needs. Located in the prestigious Mt. Helix community of La Mesa, you’ll enjoy the best of quiet suburban living with close proximity to shopping, dining, top-rated schools, and freeways. Don’t miss your chance to own this rare, view-filled mid-century beauty in one of La Mesa’s most sought-after neighborhoods.
Source: CRMLS #PTP2507893
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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