482 Green Ct Nevada, TX 75173
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About this home
PRICE REDUCED! Welcome to your new sanctuary in the desirable High Meadows community of Josephine, TX. This exquisite 4-bedroom, 2-bathroom home is perfectly situated on a sprawling corner lot, offering over half an acre of endless possibilities. With a spacious open floor plan, this residence is designed for both comfortable living and entertaining. Step inside to discover a thoughtfully designed interior that includes a dedicated study, perfect for remote work or a quiet reading nook. The heart of the home is the expansive kitchen, boasting an abundance of cabinets that provide ample storage for all your culinary needs. Whether you're hosting a dinner party or preparing a fancy meal, this kitchen is sure to impress. The primary bedroom has an ensuite and a walk in closet. Both a soaking tub and an amazing walk through shower will bring pleasure to your daily routine. The living area seamlessly flows into an oversized covered patio, creating an ideal space for outdoor gatherings or simply enjoying the tranquil surroundings. Imagine sipping your morning coffee or hosting summer barbecues in this inviting outdoor retreat. With a 3-car garage, you'll have plenty of space for vehicles, storage, or even a workshop. The generous corner lot offers the potential to build a shop or install a pool, making it a versatile space that can be tailored to your lifestyle. This High Meadows gem combines the charm of a peaceful neighborhood with the convenience of modern living. Don't miss the opportunity to make this stunning property your forever home, where comfort and functionality meet in perfect harmony.
Source: NTREIS #20943352
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.