4820 Six Forks Dr Upper Marlboro, MD 20772
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About this home
Come see this spectacular end unit townhome with a VA ASSUMABLE RATE OF 2.25%!!!! Elegant Suburban Living in Upper Marlboro! Welcome to 4820 Six Forks Drive, a beautifully maintained home nestled in one of Upper Marlboro’s most desirable communities. This residence blends comfort, style, and convenience—perfect for modern living and entertaining. Step inside to discover a spacious open-concept floor plan filled with natural light, featuring gleaming hardwood floors, a gourmet kitchen with stainless steel appliances, and granite countertops that make cooking a delight. The inviting family room is perfect for gatherings, while the formal dining area sets the scene for elegant dinners and celebrations. Upstairs, the luxurious primary suite offers a peaceful retreat with a walk-in closet and spa-inspired ensuite bath complete with a soaking tub and dual vanities. Additional bedrooms are generously sized, ideal for family, guests, or a home office. Outside, enjoy a large backyard with a private deck—perfect for summer barbecues or quiet evenings under the stars. The property also includes an attached garage, a beautifully landscaped front yard, and excellent curb appeal. Located just minutes from shopping, dining, and major commuter routes (Route 301, I-495, and Pennsylvania Avenue), this home offers easy access to Washington, D.C., and all the conveniences of suburban living with a touch of luxury. ✨ Highlights: 4 Bedrooms / 2 full and 2 half Bathrooms Open floor plan with modern finishes Updated kitchen with premium appliances Expansive owner’s suite with ensuite bath Private deck and fenced backyard Attached 2-car garage Close to schools, parks, and local amenities Don’t miss this opportunity to own a stunning home in the heart of Upper Marlboro—where comfort meets sophistication.
Source: BRIGHT #MDPG2180642
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.