4821 Dandelion St Middleburg, FL 32068
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About this home
Set on more than an acre of land, this beautifully renovated 5-bedroom, 2-bath home offers over 2,000 sq. ft. of living space designed with farmhouse charm and modern convenience. Every detail has been thoughtfully crafted to make this home feel warm, welcoming, and truly one of a kind. From the moment you walk in, you'll notice the custom farmhouse design—complete with true reclaimed barn doors, white pine millwork accents, and wall-mounted bathroom faucets that add character throughout. The kitchen is the centerpiece, featuring a large island, all-new appliances and fixtures, a pot filler, and durable leathered granite countertops that are as practical as they are beautiful. A dedicated dining room and a cozy living room with a new electric fireplace make this home perfect for both everyday living and entertaining. The split floor plan provides privacy with a spacious primary suite on one side and four bedrooms plus a versatile flex space on the other—ideal for a home offi ce, kids' den, or playroom. Outside, enjoy the peace and privacy of your fully fenced yard, complete with new front and back porches and Hardie board skirting. With a brand new roof and HVAC system, this home is completely move-in ready, offering years of comfort and peace of mind. **Love the farmhouse style but don't need as much space? Another beautifully renovated option will be available in just a few short weeks less than a mile awayoffering approximately 1,800 sq. ft. with 4 bedrooms and 2 bathrooms. Stay tuned!
Source: REALMLS #2111543
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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