4822 W Bay Court Ave Tampa, FL 33611
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About this home
Welcome to your dream home in the heart of Tampa! This beautifully renovated 4-bedroom, 3-bathroom gem boasts charm, style, and modern convenience—all just minutes from downtown, Bayshore Boulevard, and Davis Islands. Step up to a home full of curb appeal, then walk inside to a bright, open floor plan where the spacious living room flows effortlessly into the kitchen and dining areas—perfect for entertaining or family gatherings. The stunning chef’s kitchen features brand-new countertops, stylish cabinetry, stainless steel appliances, and a kitchen island ideal for casual dining or meal prep. All four bedrooms are thoughtfully positioned on one side of the home, including two well-appointed guest rooms with a shared bathroom and two luxurious primary suites, each with spa-like ensuite bathrooms offering comfort and privacy. Through the dining area, sliding glass doors lead to a screened-in back porch overlooking your fully fenced backyard oasis—complete with a sparkling pool, perfect for relaxing or entertaining. With a 1-car garage, 2020 HVAC, and brand-new 2025 roof and water heater, this home is truly move-in ready in a location close to top dining, shopping, and entertainment. Don’t miss your chance to own a slice of paradise in Tampa—schedule your private showing today!
Source: STELLAR #TB8425310
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.