4827 Forest Pines Dr Upper Marlboro, MD 20772
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About this home
Welcome Home to 4827 Forest Pines Drive! Why wait for new construction when this beautiful, move-in-ready home—complete with mature trees and a peaceful wooded backdrop—is waiting just for you? Step inside and experience a bright, open-concept main level designed for modern living. The spacious living room flows seamlessly into the kitchen, where you’ll find stainless steel appliances, a gas stove for your inner gourmet chef, and plenty of counter space for meal prep and entertaining. Just off the kitchen, the dining area and family room invite gatherings with friends and family. Step through the sliding doors to a private deck featuring sleek glass panels—perfect for enjoying morning coffee or evening sunsets while taking in the tranquil, wooded view. Upstairs, you’ll find a generous primary suite complete with a spa-like ensuite bathroom featuring a jacuzzi tub with relaxing jets—your own retreat after a long day. Two additional bedrooms and a full hall bath provide comfortable space for family, guests, or a home office. You’ll love the convenience of the upstairs laundry area, making chores a breeze. The lower level offers even more flexibility with a one-car garage, a utility room with a high-efficiency furnace, a rough-in for an additional bathroom, and a bonus room that can serve as a home theater, exercise space, or fourth bedroom—with a walk-out to the backyard. Close to major transportation routes, shopping, dining and entertainment options. Don’t miss your chance to own this charming, well-maintained home in a serene setting. Schedule your private tour today—your perfect home awaits at 4827 Forest Pines Drive!
Source: BRIGHT #MDPG2166808
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.