483 Vandegrift Rd Stafford, VA 22554
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About this home
Modern comfort and timeless style- you’ll love the bright, open feel of this LIKE NEW home in Big Spring Estates. With 4 bedrooms and 3.5 bathrooms you’ll have all the space you’ve dreamed of. Built in 2022 and located just minutes from major commuter routes, shopping, dining, and the VRE, 483 Vandegrift Road offers the space, style, and convenience you're looking for. A charming covered front porch welcomes you inside, where luxury vinyl plank flooring runs throughout the main level. The layout includes a formal living room and separate dining room, while the home office features an electric fireplace for added warmth and character. The kitchen is both beautiful & functional, with crisp white cabinetry, sleek quartz countertops, stainless steel appliances, a large island with seating for four, a pantry, and casual dining space. It flows into the bright and open family room with a floor-to-ceiling stone electric fireplace—perfect for cozy evenings or sophisticated entertaining. Upstairs, all four bedrooms are carpeted and generously sized. The primary suite includes a walk-in closet and a spacious spa-like en suite bath with a soaking tub, tiled walk-in shower, and dual sinks. The additional bedrooms share a full hall bath with a tub. The finished lower level adds a huge rec room, plus another full bathroom—ideal for guests, game nights, or relaxing movie marathons. Outside, enjoy the covered composite deck with a ceiling fan—a great space to unwind while overlooking the backyard. All of this in a peaceful community less than 10 minutes from the Brooke VRE Station, 2 minutes to Route 1, and just 5 minutes to I-95 and Embrey Mill Towne Center. This modern home blends thoughtful design with everyday comfort in a location that makes life easy. Schedule a tour today!
Source: BRIGHT #VAST2040448
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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