4834 Circle Twenty Abilene, TX 79606
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About this home
BETTER THAN NEW!!! RARE OPPORTUNITY!! This luxury home has been professionally renovated & designed with no expense spared! A designers dream brought to life in one of Abilene's best neighborhoods! Supremely located in the heart of Abilene where you can be anywhere within minutes. Close to the best shopping, grocery stores, medical centers, parks, restaurants, entertainment, Dyess AFB, Mall of Abilene & many other desirable destinations. Quietly located on a sprawling corner lot within a cul-de-sac. Professionally landscaped in front & back. Beautiful curb appeal, shade trees & a split fenced backyard with a large, covered patio makes this the perfect set up for entertaining, gardening or constructing the retreat of your dreams! Plentiful parking space that will accommodate multiple vehicles as well. Inside, you'll fall even more in love with the amazing layout & luxurious features that were masterfully crafted. UPGRADES INCLUDE: Brand new quartz counters throughout, new designer lighting, freshly painted interior & exterior, new LVP flooring in main areas, new carpet in bedrooms, new appliances in kitchen, new windows throughout, new HVAC system, new doors throughout, new silver hardware, new faucets, knobs, pulls & so much more!! Both bathrooms & kitchen were completely remodeled down to the studs in some areas. Theres honestly no way to truly articulate how wonderful this home really is. It must be experienced in person. So, if you're an investor looking for a great short-term rental or airbnb property or a family, couple or individual seeking the rare opportunity to own a low maintenance, high-end home under $300k, then look no further! Call & schedule your showing today before it's too late! P.S. - Come & find the hidden bonus room that may or may not be a wet bar, concession stand for movie nights or prep station with sink & window access to back patio for the grill masters out there!
Source: NTREIS #21110460
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.