4835 Liberty Rd Villa Rica, GA 30180
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About this home
Situated on 3.32 acres with no HOA, this Villa Rica retreat blends privacy, comfort, and family-focused living in a peaceful country setting. Surrounded by mature trees and open space, 4835 Liberty Road offers the freedom to live, entertain, and relax on your own terms. Inside, the master suite on the main level provides everyday convenience and comfort, featuring a fully renovated master bathroom and closet (2023) with modern finishes and thoughtful upgrades. The home's layout is designed with privacy in mind - with additional bedrooms and bathrooms strategically located on the upper level and in the finished basement, creating ideal separation for family, guests, or multi-generational living. The main living area showcases a seamless flow from the kitchen into the family room and enclosed sunroom. The sunroom, beautifully connected to the kitchen, offers a light-filled space perfect for morning coffee or quiet evenings overlooking the backyard. From the kitchen, you'll enjoy a full view into the family room, making it easy to stay connected while entertaining or spending time with loved ones. This home also comes with major system updates for peace of mind, including a new lower HVAC unit (2023), an additional HVAC system (2024), new furnace (2024), and new stove (2024)-ensuring comfort and efficiency for years to come. Downstairs, the finished basement expands your living options with additional entertainment/recreational space, bedrooms, full bathroom and kitchenette, perfect for guests, in-laws, or even a private suite setup. Step outside to enjoy the best of Georgia living with a back deck overlooking the in-ground pool and playground area, offering plenty of room for outdoor gatherings, relaxation, and play. Whether hosting summer pool parties or savoring a quiet evening by the water, this property truly combines space, versatility, and charm. 4835 Liberty Road - where acreage, thoughtful design, and modern updates create the perfect blend of comfort and lifestyle.
Source: GAMLS #10624053
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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