484 Mountain Stream Ln Unit 34 Lakemont, GA 30552
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About this home
Welcome to your perfect mountain retreat, a beautifully renovated modern rustic cabin style home nestled on 1.87 acres of pure tranquility. Surrounded by nature with no nearby neighbors, this property offers total privacy, peace, and charm, the ideal getaway from the city or a serene full time residence. With over 2,200 SQFT of thoughtfully redesigned space, this home blends timeless rustic touches with modern upgrades and high end finishes throughout. From the moment you arrive, the long driveway, beautifully landscaped front yard, and towering trees (freshly cut back for a more open feel) welcome you into your own private escape. The metal roof is in excellent condition, and the exterior features fresh paint, new gutters, modern lighting, and new exterior doors for a crisp, updated look. Enjoy relaxing or entertaining on the huge back deck that wraps around home with new stepping wood, surrounded by a beautiful garden and lush green views. There's also a massive carport, new barn doors on the storage area, and ample parking space, perfect for large gatherings or weekend getaways with friends and family. Inside, the home offers a gigantic open concept layout with new windows and larger trims designed to let in an abundance of natural light. The living room exudes rustic elegance with cedar posts on the ceiling, a stunning stone fireplace, and a new 72 inch ceiling fan that completes the airy, cozy vibe. The completely renovated kitchen features L shaped granite countertops, new stainless steel appliances, modern cabinets and drawers, a natural brick backsplash, and contemporary light fixtures, creating a perfect balance of function and beauty. All three oversized bedrooms serve as private master suites, each with its own luxurious bathroom and huge walk in closet. The bathrooms have been fully redesigned with ceramic showers, quartz vanities, ceramic flooring, and wood paneled ceilings, giving each space a warm, inviting cabin feel. Every corner reflects quality craftsmanship, from the custom metal stair railings to the new ceiling fans, recessed lights, and beautiful new trim and interior doors. This home is as solid as it is stunning, with all new subfloors and joists, new sheetrock and insulation, new plumbing throughout, mostly new electrical, and a strong foundation in great condition. You'll also find two brand new A/C units and furnaces with new air ducts, plus a new water heater, ensuring long term comfort and peace of mind. The property's huge front and backyard provide endless possibilities! From peaceful mornings surrounded by nature to lively outdoor gatherings with loved ones. Located just minutes from River Falls, Tallulah Falls, Rocky Mountain, Tallulah Mountain, and Terrora Beach, you'll be near some of the most scenic and relaxing destinations around. With the cool mountain weather approaching, there's no better time to enjoy everything this home and area have to offer. Don't wait to schedule your showing; Come experience the peace, privacy, and perfection of this one of a kind mountain retreat today!
Source: GAMLS #10623253
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.