4846 Buttercup Way Summerville, SC 29485
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About this home
Welcome to this charming home in the sought-after Wescott Plantation community, where timeless Southern charm greets you at every turn. Mature landscaping frames a gracious wraparound porch, an inviting spot to linger with a glass of sweet tea and take in the beauty of your surroundings. With the added benefit of being zoned for award-winning schools, this home exudes the warmth of Lowcountry living. Step inside to an open-concept layout filled with natural light and wood floors that flow seamlessly throughout the first floor. The kitchen is a true centerpiece, with quartz counters, stainless steel appliances, a white brick backsplash, glass-front cabinets to display your prettiest pieces, and an adorable coffee bar framed with open shelving. A generous walk-in pantry and separate dining area make both daily living and entertaining a joy. Also on the main level, a bedroom with a full bath offers flexibility, perfect as a home office, playroom, or secondary entertaining space. Upstairs, the spacious primary suite boasts an en suite bath, while a guest bedroom and a conveniently placed laundry closet complete the second floor. A wide driveway and one-car garage provide everyday convenience, while outdoors, the home is made for gatherings and relaxation alike. A screened-in porch invites you to lounge with friends, and a brand-new deck sets the stage for grilling and al fresco dining. The fully fenced backyard backs up to private woods, creating a tranquil retreat complete with a matching shed for storage and a bench swing tucked beneath the trees, the perfect place to enjoy the soothing sounds of nature. Life at Wescott Plantation is all about community. Just down the street, the Amenity Center offers a golf course, resort-style pool, clubhouse with fitness center, playground, walking trails, event space, and neighborhood boat and RV storage. Miles of scenic walking and biking trails wind through the community, and golfers will love the public Wescott Plantation Golf Club with its impressive 27-hole course. Beyond the neighborhood, you'll enjoy a prime location close to shopping and dining, Charleston International Airport, downtown Charleston, beautiful beaches, and major employers such as Boeing, Bosch, Joint Base Charleston, and Mercedes-Benz Vans.
Source: CTAR #25025660
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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