4847 Havilland Dr Mount Dora, FL 32757
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About this home
* MARKET ADJUSTMENT, PRICE REDUCTION. * Welcome to your new oasis in the desirable Stoneybrook Hills neighborhood! This beautifully maintained home features 4 spacious bedrooms and 2.5 bathrooms, providing ample space for family and guests. The open concept layout seamlessly connects living, dining, and kitchen areas, perfect for modern living and entertaining. Step inside to discover stunning new wood floors throughout, enhancing the home's warmth and elegance. The updated kitchen boasts luxurious granite countertops and modern appliances, making it a chef's delight. New load management sensors and 24 hr security guard ensures you will feel safe and secure along with newer A/C system and a roof installed in 2016, you can enjoy peace of mind in this well-cared-for property. One of the standout features of this home is the oversized lanai, creating an ideal indoor-outdoor living space for enjoying your perfect morning coffee or a cozy sunset dinner. The fully fenced backyard provides privacy and security, making it a great area for pets or outdoor activities. The versatile 4th bedroom offers endless possibilities—use it as a guest room, home office, playroom, or gym, adapting to your lifestyle needs. The exterior also showcases beautifully maintained landscaping, providing great curb appeal. As a resident, you’ll enjoy access to resort-style amenities, including a luxurious clubhouse, fitness center, a sparkling swimming pool, tennis and basketball courts, and a baseball field. Explore scenic walking trails that wind through the community, offering a perfect escape for outdoor enthusiasts. Conveniently located close to amazing dining, shopping, and attractions, this home offers the perfect blend of comfort and lifestyle. Don’t miss out on the chance to make this stunning property your own! Seller is offering a $2,000 credit! Schedule a viewing today!
Source: STELLAR #O6334642
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.