485 Angham Rd Hiram, GA 30141
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About this home
Welcome to 485 Angham Road, where rustic charm meets modern convenience on a picturesque one-acre lot zoned for light industrial use. This three-bedroom, two-bathroom ranch home boasts a serene setting with a stunning pond or lake right on the property. Step inside to discover a freshly renovated interior, highlighted by a brand-new kitchen featuring sleek cabinets, elegant granite countertops, and state-of-the-art appliances. New flooring flows throughout the home, complemented by a recently painted interior that creates a fresh and welcoming atmosphere. Outside, enjoy the versatility of a detached "she shed" perfect for creative endeavors or quiet retreats, alongside a separate two-car metal garage or workshop offering ample space for hobbies or storage needs. Additional updates include new windows, a new roof, and a privacy fence, ensuring both comfort and security for years to come. Whether you're seeking a peaceful residential oasis or exploring business opportunities in a scenic environment, 485 Angham Road presents an unmatched opportunity to experience the best of both worlds. Don't miss out on this exceptional property – schedule your showing today and envision the possibilities that await at 485 Angham Road.
Source: FMLS #7580094
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.