$265,000

4856 Pecan Ave Bunnell, FL 32110

$885/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Welcome to your perfect country retreat — this beautifully renovated 3-bedroom, 2-bath manufactured home offers approximately 1,365 square feet of charm, comfort, and peace of mind, all set on just over an acre of land. Tucked away on a quiet road just a short drive off the pavement, this property perfectly blends modern updates with the space, privacy, and freedom of country living. Step inside and you’ll be greeted by an open, light-filled layout featuring fresh interior paint and stylish new vinyl plank flooring throughout. The spacious living area flows seamlessly into a completely updated kitchen showcasing brand-new cabinetry, granite countertops, a custom tile backsplash, and under-cabinet lighting that beautifully illuminates the workspace. With generous counter space and a thoughtful design, this kitchen is as functional as it is inviting — ideal for preparing meals, entertaining guests, or enjoying quiet evenings at home. Each of the three bedrooms offers comfort and privacy, while both full bathrooms have been tastefully refreshed with modern finishes and fixtures. Enjoy true peace of mind with recent major upgrades including a new roof, whole-house gutters, new water heater, and a properly maintained well equipped with a top-of-the-line Kinetico domestic water enhancement system — providing exceptional water quality that surpasses city water. With your own well and septic, you’ll appreciate the independence and cost savings of lower utilities, along with the reliability and quality of self-sustained systems. Outside, this property truly shines. There’s ample space to grow, garden, homestead, or simply relax and enjoy the open air. A pole barn with carport and two additional storage buildings provide excellent space for vehicles, tools, equipment, and hobby projects. The irrigation system around the front garden beds helps maintain beautiful landscaping with ease, while covered porches offer the perfect spots to unwind and take in peaceful country views. For added versatility, RV hookups include 50-amp electric service and a dedicated septic sewer connection, making this property ideal for hosting guests, extended stays, or additional travel convenience. Every detail has been thoughtfully considered to make this home move-in ready and full of character — from the fresh exterior paint and updated finishes inside to the practical enhancements that ensure comfort and longevity. Whether you’re looking to establish a homestead, expand your space for hobbies and projects, or simply enjoy a slower pace with room to breathe, this property delivers the perfect blend of modern efficiency and rural tranquility. As an added touch, the fish aquarium can convey, offering instant living art and a serene focal point to complement your new home’s charm. Don’t miss your opportunity to make this “better than new” property your own — schedule your private tour today and experience firsthand the comfort, quality, and freedom this beautiful home has to offer!

3 bedroom
2 bathroom
1,365 sqft
1.16 acres
Mobile Home
Built in 2004
Air conditioning

Source: STELLAR #FC313669


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 04, 2025 07:41 am
Listing agent: James P. Sheehan (386) 334-5889
Listing provided courtesy of: BETTER HMS & GARDENS RE SYNERG (386) 338-3939
Details provided by STELLAR and may not match the public record.
MLS ID: #FC313669
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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