49 Blue Diamond Boerne, TX 78006
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About this home
Well-designed and custom-built by Israel Pena, this thoughtfully crafted home sits on just over 3 acres on a corner lot in the gated Diamond Ridge subdivision. Just minutes from Boerne and zoned to top-rated Boerne ISD schools, the location offers both comfort and convenience. Enjoy nearby Tapatio Springs Golf Resort, great neighborhood tennis courts, and a peaceful community pond-perfect for an active yet relaxed Hill Country lifestyle. The home features 4 bedrooms, 2 full baths and 2 half baths with the potential for the upstairs half bath to be a full bath, the smart layout places the primary suite on one side of the home and two secondary bedrooms with a shared bath on the other. Rich wood trim, a chef's kitchen with double ovens and gas cooktop, and a built-in central vacuum system add to the quality and functionality of this custom build. Covered porches in both the front and back provide relaxing spaces to enjoy sunrise and sunset views over the Hill Country. Solid and comfortable, with just the right custom touches-this home is a true gem.
Source: SABOR #1885433
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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