49 Rimrock Rd Jasper, GA 30143
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About this home
Experience breathtaking long-range southwest mountain and lake views (sunsets included!) from this exceptional custom home perched high on a private ridge in one of Jasper’s most desirable mountain communities. This 5-bedroom, 3-bath retreat sits behind a private gated entrance with a circular driveway for easy access and convenient kitchen-level garage parking. Truly one of a kind, this home combines elegant design with thoughtful updates, offering an ideal blend of luxury and everyday comfort. The main level showcases a spacious great room with soaring ceilings, a stone fireplace, and walls of windows framing the panoramic mountain and water views. The stunning updated kitchen features custom cabinetry, quartz countertops, and top-of-the-line appliances—perfect for both everyday living and entertaining. The primary suite on the main level is a true sanctuary, offering access to the covered deck to enjoy the view, along with a spa-inspired bath featuring double vanities, an oversized walk-in shower, and a separate whirlpool tub. All bathrooms have been beautifully updated, continuing the home’s modern, cohesive design. Throughout most of the home, Anderson “Energy Star” insulated windows with UV protection enhance comfort and efficiency, while motorized shades on the main and upper levels provide climate control at the touch of a button. The fully finished terrace level expands the living space with a large family room, home gym, and additional bedrooms—ideal for guests or multi-generational living. Outdoor spaces are equally impressive, including multiple decks and screened porches perfect for enjoying the sweeping mountain vistas. A recently upgraded well system with a 1,500-gallon tank, new pumps, and a DAP pressure monitoring system ensures consistent water pressure and reliability. With its perfect combination of craftsmanship, comfort, and modern functionality—plus easy access to Jasper, Ellijay, Dawsonville, and nearby hiking trails—this home is a rare opportunity to own a move-in-ready mountain retreat with every upgrade already done.
Source: FMLS #7664424
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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