4900 Pickerington Rd Carroll, OH 43112
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About this home
Welcome to your private sanctuary, a beautifully maintained property nestled on 4.27 acres of serene, tree-studded land in Bloom Carroll School District. This unique property features a mother in law quarters offering endless possibilities for multigenerational living or a guest house. The main residence is thoughtfully designed with comfort and style in mind, showcasing spacious living areas, first floor laundry, abundant natural light, and breathtaking views of the surrounding landscape. Just steps away is a perfect mother-in-law quarters, fully equipped and move-in ready with its own living room, bedroom, full kitchen, and laundry room. The property is surrounded by mature, majestic trees providing natural shade, beauty, and ultimate privacy. Whether you're sipping coffee on the screened in back porch, hosting gatherings, or enjoying the peaceful sounds of nature, this estate offers a tranquil escape from the everyday. Additional features include a whole-house generator, ensuring comfort and security during any weather, and plenty of space to expand, garden, or even add a pool or workshop. A rare blend of functionality, elegance, and opportunity — this is more than a home; it's a lifestyle. Whole house generator works on both main home and mother in law quarters. Full basement that runs length of home. Two fireplaces with 3rd in MIL quarters. Main home is gas heat, mother in law quarters is electric heat. Agents please read A2A remarks.
Source: COLUMBUSOH #225036448
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.