4902 Orchid Star San Antonio, TX 78218
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About this home
Welcome to this stunning modern smart home, fully remodeled inside and out in 2025 with no detail overlooked. Featuring 4 spacious bedrooms and 2.5 luxurious baths, this home offers a true blend of comfort, style, and cutting-edge technology. From the moment you arrive, you'll notice thoughtful upgrades including a brand-new roof, gutters, solar window screens, and sleek new blinds. Inside, fresh texture and Sherwin-Williams paint flow seamlessly throughout, complemented by gorgeous large-format gray tile and premium fans and light fixtures. The expansive open floor plan leads to a chef's dream kitchen, showcasing grey shaker soft-close cabinets, voice-controlled dimming lights, a Moen touchless sink, black stainless steel LG smart appliances with air fry and WiFi features, reverse osmosis water system, and a show-stopping quartz island with elegant backsplash and stone finishes. Smart living continues with Schlage keyless entry on every door and plush new carpet with waterproof underlayment. Indulge in spa-like walk-in showers featuring upgraded heads, modern door rails, and fans with built-in Bluetooth speakers. All bedrooms offer generous walk-in closets, while two custom TV entertainment walls with mounts bring modern living to life. Step outside to your private oasis with a beautifully landscaped, low-maintenance backyard, large covered patio deck, and built-in Blackstone griddle-perfect for entertaining. With a 10-year structural warranty and 5-year roof, this home offers peace of mind with all the luxury of a brand-new build.
Source: SABOR #1887558
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.