4916 Gooseberry Trl Granbury, TX 76048
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About this home
2.365 ACRES! 1-STORY*LAKE COMMUNITY W-POOL, TENNIS & BASKETBALL COURTS & 2 PLAYGROUNDS*HOA DUES $192-YR TO ENJOY ALL THESE AMENITIES AND ONLY A 5 MINUTE WALK TO THE LAKE*RV & BOAT PARKING*RUGGED TERRAIN, LOCATED ON TOP OF HILL W-VIEWS OF VALLEY*BACKYARD HAS FIRE & CONVERSATION PIT W-BENCH SEATS & RAILING*3 BED, 2.5 BATH, 2 LIVING*MANY PARTS OF HOME HAVE BEEN REMODELED*PRIMARY BATH: STAND ALONE TUB, REMODELED SHOWER, UPGRADED SINKS & VANITY*SLIDING BARN DOOR FROM BED TO BATH*SEPTIC & CO-OP WATER THROUGH SOUTHWEST WATER CORP*SECURITY SYSTEM*2 CAMERAS, MONITORS ON WINDOWS & DOORS*ROOF REPLACED IN 2020*ONE COMPRESSOR RECENTLY REPLACED*SURVEY AVAILABLE, SHOWS 2.364 ACRES*ALL ELECTRIC*LIVING-FAMILY RM HAS WOOD BURNING FIREPLACE*FORMAL DINING, BREAKFAST NOOK, BUTLER’S PANTY OR COFFEE BAR*LARGE GAME ROOM COULD BE USED FOR MEDIA*KITCHEN HAS NEWER ELECTRIC RANGE, TILE COUNTERS & BACKSPLASH*UTILITY RM, COMBO PANTRY & HALF BATH*UNIQUE HOME AND FLOOR PLAN*WAITING FOR NEW OWNERS!! SPECIAL FINANCING AVAILABLE IF TEH BUYER QUALIFIES, DOES NOT HAVE TO BE A FIRST TIME HOME BUYER, 5 PERCENT DOWNPAYMENT ASSISTANCE, 6. AND ONE EIGTH PERCENT RATE OF SPECIAL PROGRAM, CALL FOR DETAILS
Source: NTREIS #20900081
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.