4919 Indialantic Dr Orlando, FL 32808
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About this home
Step into a move-in ready space filled with warmth and charm. Inside, you’ll find tile flooring throughout, a 2020 roof, and an upgraded 2015 electrical panel for peace of mind. The home has been thoughtfully refreshed with new bathroom vanities, new front doors, and stylish ceiling fans for added comfort. Fresh paint has been completed on the driveway, giving your new home a crisp, welcoming curb appeal. The layout is versatile and inviting, featuring a spacious master bedroom, a cozy living room, and a flexible bonus room that can easily transform into your game room, man cave, formal dining area, or family room. Enjoy your spacious fenced yard. Perfect for pets, gardening, gatherings, storage or simply relaxing in your own private retreat. This is a true community where homeowners know and care for each other. Imagine walking to Barnette Park for an afternoon of fun or catching the National Parade, a joyful tradition since 2021 with vendors, music, and celebrations right in your neighborhood. You'll also appreciate the nearby schools and multiple daycare centers, while commuters will enjoy the new bus links and easy access to all major roadways: 429, 408, I-4, 414, and 50. You’re 16 minutes to Downtown Orlando, 23 minutes to Universal Studios, 37 minutes to Disney World, and only 32 minutes to Orlando International Airport. For weekends, enjoy a 13-minute drive to Dubsdread Golf Course, College Park, or Winter Park. And when you’re craving the sand and sea? Day trips to both the Atlantic beaches and the Gulf of Mexico are within reach! Live life in the center of everything Orlando has to offer. Don’t miss your chance to make it yours!
Source: STELLAR #O6337375
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.