4920 Stonewood Pines Dr Knightdale, NC 27545
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About this home
Gorgeous Move-In Ready Home with First-Floor Guest Suite and Loft! Welcome to this stunning home, perfectly situated on a large, private yard that is fully fenced and backs to trees. From the welcoming front porch to the rear patio ideal for outdoor living, this property is designed for comfort and enjoyment. The main level features a highly sought-after first-floor guest suite with a full bath. A formal dining room, accented with hardwood floors and crown molding, offers a wonderful place for gatherings or can easily serve as a home office or flex space. The heart of the home is the open-concept living area, where the living room, complete with a cozy gas fireplace, flows seamlessly into the gourmet kitchen and breakfast area. The kitchen is a chef's delight, boasting stainless steel appliances and beautiful granite countertops. Upstairs, a versatile loft provides the perfect spot for a game room, media space, or a second office. The luxurious primary suite is a true retreat, featuring a dramatic vaulted ceiling, a spacious walk-in closet, a relaxing garden tub, and a separate shower. Practical needs are met with an oversized concrete driveway and a 2-car garage, providing ample room for parking and storage. Located in the Rockbridge community, which offers a neighborhood pool, and zoned for desirable Wake County Schools. With convenient access to shopping, dining, and Raleigh, this move-in ready home is a must-see!
Source: TRIANGLEMLS #10128408
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.