4925 Kingston Ave Highlands Ranch, CO 80130
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About this home
BRAND-NEW WiFi-controlled WATER HEATER/HVAC/FURNACE with 1 year maintenance service. Welcome to this beautiful and well-maintained 2-Story home located in in the highly-desirable Highlands Ranch EastRidge neighborhood with 2-car garage. Entering the front door, you will fall in love with the living room with lots of natural light from the bay window and custom refinished hardwood floor. This updated charming house has newer interior and exterior paint touchup, open floor plan with 3 bedrooms and 3 1/2 baths. The family room features a wrap-around fireplace. The main-floor kitchen has newer stainless steel appliances, lots of cabinet and a pantry. The 3 upstairs bedrooms features carpet, lots of natural light with window and ceiling fans. The master ensuite bathroom features tile floor with custom built-in cabinet/sink and standing shower with glass door. The second bath has quart sink countertop, tile-around tub. The Den room in the finished basement awaits your touch with imagination for entertainment. The quiet and private fence-in backyard is highlighted with stamped concrete patio for outdoor relaxation and a garden area with peach and cherry trees. This beautiful home is located near freeways, restaurants, shopping centers, grocery stores, parks, trails, rec and fitness center, swimming pools, indoor climbing wall and volleyball courts for your recreation and convenience. Don’t miss the opportunity to own a move-in-ready home in the highly sought-after neighborhood with modern living. Enjoy more photos, video tours, 3D tour, floor plan and direction at https://www.4925kingstonave.com/
Source: RECO #6839041
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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