4929 Tennessee Lake Dr Auburndale, FL 33823
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About this home
One or more photo(s) has been virtually staged. 4929 Tennessee Lake Dr, Auburndale, FL 33823 Welcome to Lake Juliana Estates — one of Central Florida’s most exclusive gated, lakefront communities. This stunning two-story home offers over 3,300 square feet of luxury living with 4 bedrooms, 4 full bathrooms, and a spacious split 3-car garage. Inside, you’ll find elegant tile and wood floors, soaring ceilings, and beautiful natural light that fills every space. The open-concept layout flows seamlessly from the grand foyer to the great room and gourmet kitchen — perfect for entertaining or relaxing with family. The chef’s kitchen features solid wood cabinetry, granite countertops, stainless steel appliances, and a large center island. The primary suite is a true retreat with tray ceilings, dual walk-in closets, and a spa-style bathroom complete with a soaking tub and separate shower. A versatile bonus room with its own private entrance adds incredible flexibility — ideal for a home office, gym, studio, or even a 5th bedroom. Step out back to your screened-in patio overlooking peaceful Tennessee Lake and enjoy breathtaking sunsets every evening. The split 3-car garage is a dream setup — perfect for all your water toys like jet skis, a small boat, kayaks, or even your sports car to take for a spin at Circuit Florida, Auburndale’s premier private racetrack located just minutes away! This home is loaded with upgrades, including a central vacuum system, washer and dryer, all appliances, and even the wall art and unique decorative clock — making it completely move-in ready. Located within minutes of I-4, you’ll enjoy an easy commute to both Tampa and Orlando while living in a serene, resort-style community with access to a clubhouse, fitness center, tennis and basketball courts, a resort-style pool, and a private boat ramp to Lake Juliana. Homes with this level of luxury, flexibility, and included features rarely become available in Lake Juliana Estates. Don’t wait — this one will not last long! Schedule your private showing today.
Source: STELLAR #P4936766
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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