493 Truman Dr Goose Creek, SC 29445
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About this home
Modern Townhome Living in Lakeview Commons - Affordable, Move-In Ready, and Close to CharlestonWelcome to 493 Truman Drive, Goose Creek, SC -- a beautifully maintained 3-bedroom, 2.5-bath townhome in the highly desirable Lakeview Commons community. Built in 2018, this modern townhome offers the perfect blend of low-maintenance living, neighborhood amenities, and commuter-friendly location just a short drive from Charleston. On the main level, you'll enjoy a bright, open-concept layout with beautiful wood floors, a spacious living and dining area, and a contemporary kitchen featuring stainless steel appliances and ample cabinet storage. Just off the kitchen is a screened-in porch that overlooks the backyard -- ideal for morning coffee, pets, or evening relaxation.A convenient first-floor powder room completes the main level. Upstairs, the large primary suite features a walk-in closet and private en suite bath. Two additional bedrooms offer flexible space for guests, a home office, or a nursery, and they share a second full bath. A laundry room, 1-car garage, and extra storage make day-to-day living easy. Living in Lakeview Commons means lawn care, exterior maintenance, and access to the community pool are included in the HOA perfect for buyers who want a lock-and-leave lifestyle. This location is a standout for anyone working in the Charleston area. You'll have quick access to major employers, including Naval Weapons Station, Joint Base Charleston, North Charleston Port Terminal, Boeing, Bosch, Mercedes-Benz, and Volvo, making this a smart option for military relocation or workforce housing. Families will love the proximity to Goose Creek High School and the Goose Creek Recreation Center the high school sits just outside the neighborhood and can be reached by foot or bike. Weekend plans are easy too you're within a reasonable drive to Downtown Charleston, Charleston International Airport, Isle of Palms, and Folly Beach for restaurants, shopping, and the coast. Offered at just $249,000, this property is a rare opportunity to own a move-in-ready, 2018-built, 3-bedroom townhome near Charleston at an affordable price point ideal for first-time buyers, downsizers, and investors.
Source: CTAR #25029312
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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