$374,900

4947 Harold Stanley Dr Kissimmee, FL 34758

$1,960/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

$10,000. SELLER CONTRIBUTION TOWARD CLOSING COST Welcome to Perfection – A Fully Renovated, Move-In Ready Oasis in Trafalgar! This stunning home has been rebuilt from the inside out—absolutely everything has been updated with quality and care. From the moment you step through the front door, you’ll appreciate the thoughtful upgrades, elegant finishes, and true pride of ownership. Inside, you’ll find: Porcelain tile flooring in the foyer, hallway, kitchen, and bathrooms Custom gray-washed cabinetry, quartz countertops, and teardrop pendant lighting over an expansive breakfast bar Stainless steel appliances and a custom walk-in pantry A flowing layout into the dining area, enhanced with a charming chandelier, chair rail accents, and a view of the backyard The living room features custom window sills and 5¼" baseboards throughout the home. Freshly painted inside and out, this property feels brand new from every angle. Step outside to your private, fenced backyard retreat, ideal for entertaining with a screened lanai and new 6' PVC fencing on the sides (and 4' in the rear). Perfect for barbecues, pets, or simply enjoying quiet evenings outdoors. Each bedroom offers luxury vinyl flooring, ceiling fans, and custom-built closets in three of the rooms. The primary suite includes: His-and-hers sinks Custom cabinetry with quartz counters Crown molding in the water closet for a touch of elegance The secondary bathroom continues the upscale vibe with: A barn-style shower door Quartz-topped vanity with custom cabinetry Elegant crown molding Even the garage is upgraded, with: Sheened concrete flooring Freshly painted walls Plywood storage platform in the attic Automatic garage door opener Located in the sought-after, 24/7 manned-gated community of Trafalgar, residents enjoy resort-style amenities, including: Community pool, fitness center, and movie theater Recreation room with arcades and a pool table Basketball and tennis courts A scenic walking path and bridge over water HOA fee includes daily trash pickup (excluding Sundays) and lawn care—all for just $265/month. That’s unbeatable value in a fully upgraded home with zero deferred maintenance. Schedule your private tour today—you’ll be impressed from the moment you walk in. This home is move-in ready and waiting for its next proud owner.

4 bedroom
2 bathroom
1,770 sqft
7,100 sqft
Single Family
Built in 2016
2 car garage
Air conditioning
Shared pool

Source: STELLAR #S5131241


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 04, 2025 07:44 am
Listing agent: Connie Culbertson (407) 932-3400
Listing provided courtesy of: FIRST INTERNATIONAL REAL ESTAT (407) 932-3400
Details provided by STELLAR and may not match the public record.
MLS ID: #S5131241
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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