4967 Lakeside Xing Chantilly, VA 20151
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About this home
SUNLIT, END-UNIT LUXURY TOWNHOME with open, expansive living spaces, walls of windows, and a rooftop terrace with a stone fireplace. Located in The Preserve at Westfields, this four-level home is beautifully maintained and filled with natural light throughout. The entry level includes a welcoming living area, powder room, and access to the attached two-car garage. On the main level, an impressive open layout spans nearly forty feet, featuring high ceilings, recessed lighting, and abundant windows that brighten every corner of the living room, dining area, and kitchen. The chef’s kitchen is equipped with GE stainless steel appliances, a five-burner gas cooktop with Monogram range hood, quartz countertops, soft-close cabinetry, pantry, and a large center island with pendant lighting and breakfast bar. Just off the kitchen, a private balcony offers the perfect spot for morning coffee or evening unwinding. Upstairs, the primary suite includes two walk-in closets and a luxurious bath with dual quartz vanity, walk-in shower, and soaking tub. A second bedroom with a private ensuite bath and a convenient laundry room with LG washer and dryer complete this level. The upper level opens to a bright loft-style living area, a third bedroom with walk-in closet and full bath, and access to the rooftop terrace. With treetop views and a stone fireplace, this space provides an exceptional outdoor retreat for relaxing or entertaining. Upgrades include a Sonos sound system and solar-reflective privacy film on the windows. The community offers walking trails, a playground, outdoor amphitheater, lake with catch-and-release fishing, and plenty of guest parking. Conveniently located near shopping and dining at WEGMANS, Target, Costco, Sedona Taphouse, and Lazy Dog, with easy access to Routes 28, 50, and 66, and Dulles Airport. This exceptional home combines modern comfort, natural light, and a prime location in one of Chantilly’s most sought-after neighborhoods.
Source: BRIGHT #VAFX2269444
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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