4967 Singing Hills Dr Banning, CA 92220
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About this home
BEAUTIFUL GRACIOUS GRAND "WISTERIA" Model is waiting for you at SUN LAKES COUNTRY CLUB, Southern California's Premier 55+ Active Adult Community. Style and elegance begins with the beautiful front entry featuring stacked stone trim on stucco, decorative bullnose brick steps, Custom ornate gate and lovely front entry area. The Wisteria model is largest single level home in Sun Lakes offering 2219 SF, 2 Bd's + Den/Office, 2.5 BA's, a FULL 3 CAR GARAGE, Formal Dining area, Large Formal Living Room, Family Room w/Fireplace Opening to a light and bright Kitchen with White Cabinetry w/under counter lead lighting, led ceiling lighting, New Microwave & Exhaust System, Ceiling Fans, Indoor Laundry Room, Upgraded Toilets. Additionally, Newer Premium Laminate Waterproof Flooring, windows are upgraded with energy efficient Solar Ban 60, The Solid Wood Patio Cover has been completely re-roofed, A lovely Koi Pond graces the lush landscaped backyard w/ Drip System,Exterior Trim Paint/April 2025, Garage Attic Storage & Cabinets, newer 50 Gallon Water Heater and more! YOU WILL LOVE THIS HOME! Two 18 Hole Golf Courses - Championship & Executive, Driving Range, 2 On Site Golf Pro Shops, 3 Clubhouses, Grand Ballroom, 2 Restaurants, NEWLY EXPANDED & REMODELED LOUNGE, Indoor & Outdoor Pools, Bocce Ball, Tennis, Pickle Ball, All Types Of Clubs & Events - Endless Opportunities For New Friendships. PLUS NO MELLO ROOS! AT SUN LAKES COUNTRY CLUB -EVERY DAY FEELS LIKE A VACATION! ATTENTION: THERE IS A UNIQUE OPPORTUNITY TO ASSUME A LARGE 2.307% INTEREST RATE LOAN - Ask for details.
Source: CRMLS #IG25178769
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.