49845 Lago Dr La Quinta, CA 92253
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About this home
Discover Lago at Prestigious La Quinta Country Club!Step inside to discover a beautifully redesigned 3 bedroom, 3 bath home offering one of the best west-facing panoramic mountain views in the desert. Positioned in a prime location with unobstructed views of the mountains and La Quinta Country Club, this residence is truly one of a kind.The home has been completely remodeled, showcasing new windows and doors, over $99,000 invested in custom cabinetry throughout, expansive living areas that opens to a stunning indoor/outdoor atrium. 3 bedrooms, a true chef's kitchen -- all providing both elegance and ample storage. The primary suite offers an open view to the mountains and an incredible, luxurious master bath with a complete shower room.Additional highlights include a fully air-conditioned garage with abundant cabinetry, ample guest parking, and seamless indoor-outdoor living spaces designed for both relaxation and entertaining.Just steps away from La Quinta Resort, Old Town La Quinta, dining, and shopping, this property blends luxury and convenience into a single package. La Quinta Country Club memberships are available. The Lago LQCC community enhances your lifestyle with three sparkling pools, a tennis/sport court, and meticulously maintained landscaping, all managed by the HOA.Don't miss the chance to own this exceptional remodeled Lago home with breathtaking views of the majestic mountains. This is a unique opportunity that delivers style, sophistication, and an unparalleled location. Live the lifestyle you deserve--your dream home awaits!
Source: CRMLS #219134746DA
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.