4999 Antebellum Dr Stone Mountain, GA 30087
Your savings
About this home
Welcome to 4999 Antebellum Drive – a meticulously maintained, four-sided brick Southern Antebellum home nestled on a generous 1.1-acre lot in the prestigious Smoke Rise community. Offering timeless charm, thoughtful updates, and serene privacy, this residence is a rare find in one of Stone Mountain’s most desirable neighborhoods. Designed for both everyday living and entertaining, the home features formal living and dining rooms, a cozy fireside family room, and a covered outdoor patio perfect for hosting. The custom chef’s kitchen is a standout, boasting high-end finishes and premium appliances including a gas range with pot filler, double ovens, built-in microwave, custom refrigerator, and a sleek hood vent. Rich hardwood floors flow throughout the home, complemented by modern upgrades like a circulating tankless water heater and a convenient laundry room with a chute. Enjoy peace of mind with major updates already completed: an 8-year-old roof with gutter guards, updated electrical and gas lines by Atlanta Gas Light, a whole-home gas generator, and a septic system pumped just last year. Additional features include an irrigation system, an attached two-car garage, an unfinished basement with expansion potential, and a detached shed with garage door and 120V/20 amp electrical—ideal for storage, hobbies, or workshop space. A 6-foot chest freezer is also included to keep your perishables safe and secure. The fully fenced backyard creates a tranquil, private retreat. The location is exceptional. You're just minutes from Smoke Rise Country Club (with golf, tennis, swim, gym & social memberships), The Summit Community Swim and Tennis, Mountain Creek Swim Club, and the brand-new Smoke Rise Elementary School. A wide selection of dining, shopping, and fitness options—such as Publix, First Watch, Gusto, Antico, The Bite of Korea, Cold Stone, Crunch Fitness, Chick-fil-A, and more—are conveniently nearby. Commuting is easy with Highway 78 just five minutes away. With its blend of classic Southern architecture, modern upgrades, expansive lot, and unbeatable location, 4999 Antebellum Drive offers comfort, convenience, and lasting value. Don’t miss this unique opportunity in the heart of Smoke Rise!
Source: FMLS #7653948
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.