5 Bayshore Dr Miramar Beach, FL 32550
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About this home
5 Bayshore Drive | Miramar Beach, FloridaBayfront Luxury. Endless Horizons. Effortless Living No HOAAlong the tranquil expanse of Choctawhatchee Bay, 5 Bayshore Drive stands as a masterwork of modern coastal living -- a residence where architecture, light, and landscape exist in effortless harmony.Each morning, the water glimmers just beyond your window. Each evening, the horizon melts into gold. Between those moments, life here unfolds in quiet rhythm -- refined yet relaxed, elegant yet entirely at ease. Inside, over 3,800 square feet of curated interiors celebrate both form and function. Sunlight dances across open living spaces designed for connection -- where walls of glass invite the bay to become part of the decor, and every room seems to exhale. At the heart of the home, a large kitchen anchors the home with a spirit of gathering. Mornings unfold at the breakfast bar as sunlight spills across stone countertops making it as inviting for casual mornings as for intimate evenings. Just imagine preparing breakfast in this gorgeous kitchen with plenty of storage, and a breakfast bar perfect for serving guests before heading to the beach. The adjacent living and dining spaces open to a covered patio and a custom saltwater pool that mirrors the colors of the dusk sky creating a seamless flow from indoors to open air perfect for entertaining or quiet reflection. Spaces flow with intention designed for conversation, celebration, and calm. The main home's 4 large bedrooms, all include a private en suite offering serenity and style in equal measure. Throughout, every detail feels intentional: the textures, the tones, the light that changes with the day. Beyond the doors, the landscape is a world of its own. Set on nearly half an acre with 100 feet of direct bay frontage, the property invites endless discovery. The private dock includes a covered boat slip and 6,000 lb boat lift, 2 jet ski lifts, an equipment cabinet, a swim deck and an elevated sunset deck - the perfect place to unwind as the sky transforms into a canvas of vibrant color each evening. Additionally, you'll find an inviting outdoor shower and fenced grounds thoughtfully designed for both privacy and play. The property also showcases an enclosed summer kitchen perfectly tailored to complement the home's architectural style. This charming multi-purpose outdoor pavilion offers the perfect blend of function and fun. Designed as a fully equipped grilling station, bar, and social lounge, it features a roll-up serving window with bar seating, a full-size refrigerator, built-in counter space, stainless sink, and mounted TVideal for game days, sunset cocktails, and weekend cookouts. The covered structure keeps the party going rain or shine, while the open deck creates a seamless flow to the surrounding lawn and waterfront views. Whether you're hosting friends or unwinding by the bay, this versatile space delivers the ultimate outdoor entertaining experience. The homes 5 garage spaces are divided between an attached 2 car garage and an additional detached 3-car garage with a beautifully appointed 1 bedroom fully-furnished carriage house that extends hospitality or income potential. The eco-friendly solar panels bring modern sustainability to the fore. Here, every day feels beautifully complete. Paddle at sunrise as dolphins play nearby. Spend lazy afternoons exploring Choctawhatchee Bay or the gulf's sugar-white sands. Then return home to sunsets that set the bay alight in shades of amber and rose. Moments from Regatta Bay Golf & Yacht Club, Grand Boulevard, and the region's finest dining and boutiques, 5 Bayshore Drive is both a sanctuary and a statement - a place where the beauty of Miramar Beach meets the art of living well. A place to gather. A place to breathe. A place to belong. Welcome to 5 Bayshore Drive your sanctuary on the bay
Source: EMERALDCOAST #988777
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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