50 Hopkins Farm Dr Adairsville, GA 30103
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About this home
SPACIOUS HOME IN HOPKINS FARM WITH MASTER ON THE MAIN! Situated in an intimate neighborhood just between Calhoun and Cartersville, this lovely home is conveniently located to schools, shopping, and dining options. Guests enter the front door to be greeted into the living room, complete with SOARING CEILINGS and romantic, WOOD-BURNING FIREPLACE. The kitchen features an EAT-IN design with PASS-THROUGH to the living room, and is equipped with STAINED OAK CABINETRY, STAINLESS APPLIANCES, and handy PANTRY. It opens to the GENEROUS BACKYARD, which is FENCED, and provides an impeccable space for entertaining and al fresco dining. The SPACIOUS OWNER’S RETREAT is conveniently located on the main level, and is a soothing space to begin and end each day. Its PRIVATE ENSUITE includes DOUBLE VANITIES, SOAKING TUB, and SEPARATE SHOWER. There is also a WALK-IN CLOSET in place to hold and store your fashions. Completing the main level is a POWDER ROOM for guest use. UPSTAIRS houses TWO SPACIOUS BEDROOMS, ONE SHARED BATH, BONUS ROOM/4TH BEDROOM, and a MULTI-PURPOSE LOFT SPACE. With CONVENIENT ACCESS TO I-75 and major thoroughfares in the ADAIRSVILLE SCHOOL DISTRICT, this spacious gem is awaiting a new owner to call it HOME!
Source: FMLS #7609486
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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