5000 Wilshusen Ave Saint Louis, MO 63119
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About this home
Highly sought after 3-bedroom 2 bath brick ranch home located in the award-winning Webster Groves school district. This wonderful home offers complete one level living w all the bedrooms and baths on the main level. 1620+ sf of living space. Exceptional opportunity on a tree lined street in the heart of Shrewsbury. Just a short walk from 26-acre Wehner park, Brinkop park and the city center complex. Welcome home! The entire home is bathed in amazing natural light. Spacious living room with cozy wood burning fireplace. The large dining room is perfect for family dinners and holiday celebrations. The spacious family/rec room is ready for the big game or just a quiet evening. Easy access to the attached one car garage. There is also an additional separate parking pad for that extra car. Traditional Chef's kitchen w gas stove, center island and some stainless appliances. Main floor primary bedroom suite w easy access to the primary full bath. The main floor laundry room is just a step away. Enjoy two additional bedrooms and full guest bath. Have your morning coffee or a unwind after work on the private elevated covered deck. Deck was updated and resealed 10/25. Additional updates include a new roof in 2025 and primary bath. Shrewsbury inspection is complete and passed. Convenient central location. Close to shopping, restaurants, Webster University and so much more! All we need is you. The first showing is Thursday 11/6.
Source: MARIS #25073803
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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