501 Crawfish Ln Irmo, SC 29063
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About this home
From front porch coffee to backyard gatherings around the fire pit, this home was made for hosting and enjoying life’s best moments. Welcome home to this beautifully updated property tucked away on an oversized cul-de-sac lot, just minutes from Dutch Fork Middle & High School! Sitting on nearly half an acre, this home greets you with a charming covered front porch. Inside, LVP flooring flows through the main living areas, including a versatile front room, perfect for an office, dining, or cozy reading nook. The heart of the home is the kitchen, boasting abundant cabinetry with wine storage, a spacious island with seating, and opens to the great room with a gas fireplace. The main-floor primary suite is a true retreat, offering plenty of room to relax in comfort and style. Upstairs, you’ll find a huge loft with access to the covered front balcony, along with three additional spacious bedrooms - endless possibilities for work, play, or relaxation. Entertaining is a breeze in the fenced backyard with a fire pit area and new deck. Updates include fresh paint, new flooring, crawlspace encapsulation, and more. With built-in speakers throughout, and thoughtful touches like under-cabinet lighting, this home blends modern updates with everyday convenience. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #617854
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.