501 Eastwood Dr Gastonia, NC 28054
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About this home
Stunning 4-Bedroom Home in Gardner Park – Move-In Ready! Welcome to this beautifully updated and well-maintained 4-bedroom, 2.5-bath split-level home, ideally located in the sought-after Gardner Park neighborhood. With thoughtful upgrades, spacious interiors, and inviting outdoor spaces, this home is perfectly designed for both everyday comfort and stylish entertaining. Step inside to find a flowing layout filled with natural light and modern finishes. The main living area greets you with gleaming hardwood floors, fresh paint, updated lighting, and a warm, welcoming feel. The spacious living room offers a great setting for gatherings and everyday relaxation, while the adjoining dining area makes hosting a breeze. The kitchen has been designed with both function and style in mind. White shaker cabinetry, granite countertops, a stone backsplash, and stainless steel appliances create a sleek, timeless look. A built-in coffee station and convenient computer nook add an extra layer of charm and practicality, making the space truly the heart of the home. Upstairs, you’ll find all four bedrooms, each with generous closet space, ceiling fans, and plenty of natural light. The renovated bathrooms are a true highlight, featuring modern finishes and thoughtful design for a spa-like experience every day. The finished lower level expands your living options with a flexible family room, half bath, and laundry area—perfect for a media space, playroom, or home office. From here, you’ll also have direct access to the oversized 2-car garage, which offers plenty of room for storage. Seamless indoor-outdoor living sets this property apart. Step out to the screened-in porch, an ideal retreat for morning coffee or evening unwinding. The porch overlooks a beautifully landscaped backyard that includes a private fire pit area—perfect for entertaining friends, roasting marshmallows, or simply enjoying quiet evenings under the stars. Beyond the home itself, the Gardner Park community is known for its tree-lined streets, convenient access to shopping, dining, and schools, and a strong sense of neighborhood pride. Here, you’ll enjoy the best of both worlds: a move-in ready home with modern upgrades, set in a location that offers both comfort and convenience. Whether you’re looking for multiple living areas, stylish finishes, or outdoor spaces to relax and entertain, this home truly checks every box. Don’t miss your opportunity to own a spacious and beautifully cared-for property in one of Gastonia’s most desirable neighborhoods.
Source: CANOPYMLS #4240205
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.