5016 Gailardia Dr Zebulon, NC 27597
Your savings
About this home
The home has an abundance of space having 5 bedrooms all with WIC's and 3 full bathrooms. This home includes a bedroom and full bath located on the first floor. Newly laid LVP floors. Freshly painted walls. A formal and informal dining area. The Kitchen has great cabinet space and a breakfast bar countertop. A pantry in the kitchen equipped with shelving. A walk in utility closet located next to the entry for the garage. The first floor also has a linen closed beside the bathroom. The primary bedroom is more than spacious! His and Hers sinks, a private toilet, glass stand up shower and separate large bathtub. Primary bedrooms walk in closet is very large and options are endless when curating your own wardrobe area. Teh secondary bedrooms are also very spacious and have WIC's. The secondary bathroom also has his and hers sinks, a shower tub combo, and great cabinet space. The attic has space for storing seasonal items. The upstairs linen closet is spacious and just across from the laundry room. The laundry room also has shelving that is great for your laundry supplies and cleaning supplies. Large outdoor patio deck located in the backyard. Fenced in backyard with two entrances on either side of the house. New concrete pad for garbage can storage. Newly extended concrete walkway for front entrance from driveway. This residence is not short on space and is waiting for you to add your final touches.
Source: TRIANGLEMLS #10127429
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.