502 Beautyberry Dr Griffin, GA 30223
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About this home
Welcome to Sun City Peachtree, a premier 55+ active adult community! This charming 1 bedroom, 1.5 bath home offers the perfect blend of comfort and flexibility. The thoughtfully designed open-concept floor plan features beautiful dark wood cabinetry that matches the flooring, a modern kitchen with stainless steel appliances, granite countertops, and plenty of natural light streaming through the many windows that offer beautiful, serene views. The sunroom provides the perfect spot to relax while enjoying year-round views of the outdoors. A versatile flex room in the front features a picture window and provides the ideal space for a home office. The spacious primary suite includes a spa-style bath with double vanity, large shower with built-in seat, and generous walk-in closet. Both baths have tile flooring as well as modern Toto toilets which have low maintenance cleaning. Convenient remote control ceiling fans with lights are located in the family room, bedroom, and flex room. The one and one-half car garage has enough room for a car and a golf cart. Enjoy all the resort-style amenities Sun City Peachtree is known for, including clubhouse, golf, swimming, fitness center, walking trails, and a vibrant calendar of activities and social events. Don't miss your chance to experience the active, low-maintenance lifestyle this community has to offer! Ask how your client can receive up to $500 credit by using one of our preferred lenders. Exclusions may apply.
Source: GAMLS #10617737
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.