502 Windswept Blvd Freeport, FL 32439
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About this home
**Special Financing rate of 4.99% first year available with preferred lender!**Welcome to this beautifully updated 3,377 square foot home tucked inside one of Freeport's most sought-after gated golf course communities. Set on a lushly landscaped half-acre lot with no neighbors in front or behind, this 4-bedroom, 3.5-bathroom home offers exceptional privacy and a peaceful backdrop of nature and golf course surroundings.Inside, you're greeted by a large living room with soaring cathedral ceilings that create a grand yet inviting space, seamlessly connected to both the kitchen and dining areas. The kitchen features double ovens, ample counter space, and flows naturally into a cozy dining nook, perfect for casual meals or morning coffee. A separate flex space off the entry could be used as a home office or formal dining room, depending on your needs.The primary suite is located on the main level and includes dual walk-in closets and direct access to the screened lanaicreating a private retreat where indoor and outdoor living blend effortlessly. Upstairs, a second living area provides the perfect space for guests, hobbies, or media, while the spacious en-suite bedroom adds flexibility for family or visitors. Step outside to enjoy the screened lanai that opens to your private backyard oasis, where the view stretches across mature landscaping to a tranquil pond and the rolling greens of the golf course beyond. Whether you're hosting a sunset dinner or enjoying a quiet morning with the birds, the indoor-outdoor flow of this home is truly special. Additional highlights include a spacious 3-car garage, recent updates throughout, and a brand-new roof installed in 2024. This quiet, gated neighborhood offers a range of amenities including a swimming pool, tennis and pickleball courts, a playground, and of course, the golf course itself. Just 10 minutes to Publix and all that Freeport has to offer, and less than 30 minutes to the white sand beaches and turquoise waters of South Walton. This is where peaceful living meets coastal convenience.
Source: EMERALDCOAST #978868
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.