5024 Middleton Cir The Colony, TX 75056
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About this home
Tucked at the end of a quiet, tree-lined cul-de-sac, this spacious 4-bedroom, 2-bath home offers 2,220 square feet of thoughtfully designed living space and an oversized, pie-shaped backyard—perfect for entertaining, pets, or future additions like a pool or garden. Step inside to All New Windows, New cedar fence, fresh interior paint and brand-new luxury vinyl plank flooring that brings warmth and elegance to the main living areas. The versatile layout includes stacked formal living and dining rooms, complemented by a built-in dry bar—ideal for hosting or showcasing your favorite spirits. The cozy family room features a central fireplace and flows seamlessly into a bright breakfast nook and functional kitchen. A generous laundry-mudroom, conveniently located off both the kitchen and garage, provides ample space for storage, a second fridge or freezer, or folding stations. Additional highlights include a 2-car garage, a flexible floor plan, and a prime location with quick access to 121, DNT, I-35, and DFW Airport. You're also just minutes from shopping, dining, and entertainment at Grandscape. Don’t miss the opportunity to make this ideally located, move-in ready home your own!
Source: NTREIS #21008069
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.