5025 Iron Horse Way Ave Maria, FL 34142
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About this home
Welcome to 5025 Iron Horse Way, a spacious CHESBRO floor plan ideally located just 0.2 MILES FROM THE AVE MARIA TOWN CENTER—a rare opportunity to enjoy close proximity to shopping, dining, the iconic church, and community events. This ONE-STORY home features 3 BR + DEN/2.5 BA, and a 3-CAR GARAGE, offering 3,086 SQFT of thoughtfully designed living space. With NO CARPET, the interior features DIAGONALLY LAID TILE and LAMINATE FLOORING THROUGHOUT. 12-FOOT CEILINGS and LARGE WINDOWS provide a bright and open feel. The home includes ADDITIONAL RECESSED LIGHTING and ceiling boxes throughout, allowing flexibility to add your own light fixtures where desired. The kitchen is well-sized and functional, complete with BUILT-IN APPLIANCES, UPGRADED WHITE 42" CABINETRY, DOUBLE OVENS, and a WALK-IN PANTRY, offering plenty of space for everyday cooking or entertaining. Additional touches such as a GLASS FRONT DOOR, ARCHED ENTRYWAYS, and MEDITERRANEAN-STYLE DESIGN give the home a warm and inviting character. The primary suite includes a FLEXIBLE SITTING AREA that can be used as a home office, nursery, or creative nook. The DOUBLE MASTER BATH layout provides both convenience and privacy, and IMPACT WINDOWS throughout the home offer added protection and energy efficiency. Outdoors, the backyard features PAVERS THROUGHOUT, with MINIMAL GRASS and a PRIVACY WALL rather than a lake view—ideal for those who prefer a lower-maintenance outdoor space. The lanai is equipped with a STORM SCREEN, and the yard is FULLY FENCED. An IRON GATE at the front entry and ADDITIONAL LANDSCAPING complete the exterior. As a Maple Ridge resident, you’ll enjoy full access to the MAPLE RIDGE CLUBHOUSE, which includes a resort-style pool, gym, meeting spaces, and more. Set in Ave Maria, a nationally recognized BLUE ZONE community, this home offers access to PARKS, WALKING TRAILS, TENNIS, PICKLEBALL, AND MORE—making it ideal for those seeking a healthy, active, and community-centered lifestyle. Don't miss your chance to live in one of the closest homes to the heart of town. "Ave Maria: where community meets paradise."
Source: FORTMYERS #225046773
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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