5030 Jagged Cloud Dr Wimauma, FL 33598
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About this home
Stunning Home with an amazing price in Sereno Gated Community. Impeccable Design and Exceptional Features! This immaculate 4 bedrooms, 3 full bathrooms house offers over 2,300 Sq.Ft. Of exquisite living space, blending elegance with modern comfort. From the moment you step inside, you'll be captivated by its model-home appearance enhanced by beautiful ceramic tile floors, nice wall accents, and stunning light fixtures throughout. The spacious living room boats soaring tray ceiling, filling the space with natural light and charm. The formal dining room is perfect for entertaining, while the spectacular kitchen features a long, elegant island, high-end stainless stell appliances, tall caninetry, and cozy breakfast nook for casual meals. The Home's meticulous decor creates an inviting atmosphete, with every detail carefully curated, from the tastefull paint choices to the luxurious lighting fixtures. The bedrooms are spaciuos and serene, and the bathrooms are beautiful appointed with modern finishes.Step outside to a large open patio with breathtaking views, complemented by a charming enclosed covered patio, perfect for relaxing or entertaining guests. Addidional conveniences incluide a well-designed laundry room and three car garage. Located in a tranquil Sereno gated community with top-notch amenities, including a clubhouse, swimming pool, tennis courts, racquetball courts, playground, dog park, and scenic walking trails. The HOA includes high speed WiFi, and TV cable service. Conveniently close to supermarkets, banks, hospitals, major highways, downtown and more. This home offersthe best of Florida living. Don't miss this opportunity to own a truly spectacular home that feels like a model residence from the moment you walk in!
Source: STELLAR #TB8420726
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.