5036 India Lake Dr Acworth, GA 30102
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About this home
UNBELIEVABLE PRICE IMPROVEMENT IN CHEROKEE COUNTY!! Full of charm and character, this home is ready to welcome you! Thoughtful details are found throughout, with architectural trim on many walls adding style and interest. The spacious living room features gleaming wood floors, beautiful built-in shelving, and a gorgeous brick fireplace creating a cozy gathering space. The galley kitchen sits perfectly between a sunny breakfast area and a formal dining area, offering great flow for entertaining. With a ceramic sink, new dishwasher, built-in pantry, and rich stained cabinetry, the kitchen blends warmth and function. The main level also includes a convenient half bath and a versatile room—ideal for an office, playroom, or cozy reading den. Upstairs, you’ll find two generous bedrooms and a master suite full of character, complete with its own fireplace and charming window seat. The ensuite bath feels like a retreat, with dual sinks, a separate shower, and a grand Jacuzzi bathtub. The oversized garage offers ample storage, project space, and even its own toilet and sink. Step outside to enjoy a large deck with built-in bar seating, plus a gazebo wired for electricity—perfect for gatherings rain or shine. The fenced backyard provides room to play, a fire pit area, and low-maintenance landscaping with recently pruned trees. Additional highlights include newer steel exterior doors for security and updated fixtures throughout. Conveniently located near I-75 and I-575, this home puts you just minutes from vibrant downtown Woodstock, Kennesaw, shopping, dining, and more! What a deal! Price improvement for a quick sale!
Source: FMLS #7646801
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.