505 Mosher St Baltimore, MD 21217
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About this home
A true showstopper, this renovated residence combines striking contemporary design with thoughtful details across four bedrooms and four full bathrooms. From the moment you arrive, the curb appeal, bold entry steps with iron railings, and oversized windows set the tone for what awaits inside. Step through the front door where you are greeted by a bright, open floor plan centered around a dramatic tiled fireplace accent wall and sleek interior iron railings. The spacious dining area flows seamlessly into a chef’s kitchen featuring custom cabinetry, quartz countertops, stainless steel appliances, and a statement center island—all anchored by gleaming hardwood floors. An open staircase design connects the living spaces, leading you to the lower-level family room complete with an upgraded wet bar and a full bath, perfect for entertaining or relaxing. Upstairs, the second level offers two generous bedrooms with a stylish hall bath, while the top floor impresses with two luxurious en suite bedrooms. The primary features a large walk-through closet. Both offer spa-inspired baths, creating private retreats you’ll love coming home to. Freshly painted throughout, the entire home feels crisp and inviting. Step outside to enjoy a rear deck overlooking a private garden—an ideal spot for outdoor gatherings or quiet evenings. Located in Baltimore’s historic Upton's Marble Hill, 505 Mosher Street offers excellent access to public transit. The Lexington Market Metro Station is just a short walk away, connecting residents quickly to downtown Baltimore and beyond. The Upton–Avenue Market Metro Station is also nearby, providing another convenient option on the Metro SubwayLink line. Multiple CityLink and LocalLink bus routes run within a few blocks of the property, making it easy to navigate across the city without relying on a car. Everyday conveniences are also close at hand. The Avenue Market, a historic neighborhood marketplace, sits just steps from the Metro and offers fresh food vendors and local shops. Additional corner stores and casual dining options are within easy walking distance, with shopping destinations just a quick Metro ride away.
Source: BRIGHT #MDBA2174946
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.