5052 Martinique Dr Naples, FL 34113
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About this home
Offered for the first time on the re-sale market! This home is located on one of the very best streets in the Isles (just ask the friendly neighbors), on a short cul de sac with no traffic, yet is very close to the clubhouse. Inside you will discover great water views to enjoy from many rooms, as well as the gorgeous custom-designed salt-water pool and lanai oasis. Imagine sitting poolside with your morning coffee, overlooking the lake and the gorgeous colors of the morning sky and lush landscaping....and literally spending each day living like you are on vacation. This light-filled Pimento model will be the setting for your friends and family to gather and share in your great Florida lifestyle. They will love the inviting and open living, kitchen and dining areas and beautiful high ceilings. There are many upgrades found throughout the home, such as double tray ceilings, recessed LED lighting, crown molding and custom plantation shutters to enhance the windows. The kitchen island,10 feet wide, makes a great breakfast bar and gathering place for all of those people who insist on hanging out near the food! The primary suite is a retreat in itself, with plenty of room for a king bed and seating area, and offering views of the lake, two walk-closets, and adjoining bathroom offering separate dual vanities, large mirrors, walk-in shower with Euro-glass, soaking tub, and private toilet room. The split bedroom floor plan, including the flex/den gives everyone the privacy and space deserved. This home has been meticulously maintained and offers many great features "behind the scenes". There is an electric Storm Smart Screen protecting the covered lanai and sliding doors, a whole house generator, ADT Home Security System, and Culligan whole house water filtration system. The laundry room deserves a mention also, because it is so large that it also acts as a walk-in pantry and coffee bar as well as access to the spacious three car garage. All of this, plus the privilege of belonging to the Isles of Collier Preserve. One of Naples' most desirable active resort lifestyle communities, the Isles has over 1,300 acres dedicated to natural habitat and preserve areas, connected by trails, bike paths, and waterways. Anchored by a beautiful clubhouse inspired by the charm of the historic Naples Hotel, you will enjoy the state-of-the-art fitness center, tennis courts, pickleball, bocce ball, a luxurious resort pool, lap pool, outdoor spa, and the popular private Overlook Bar and Grill Restaurant. All of this is just minutes from the downtown historic district and Fifth Avenue, where you can indulge in world-class dining, boutique shopping, and the breathtaking beaches of Naples. From the Isles back resident-only gate you can walk to the US Open Championship Pickleball courts and just a few minutes further will take you to Hamilton Harbor marina and boat launch to Naples Bay. It just doesn't get any better than this!
Source: FORTMYERS #225031830
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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