5053 Copperfield Dr Milton, FL 32571
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About this home
Your private pool retreat awaits in the heart of Pace! This well-maintained, 4-sided brick, 3-bedroom, 2-bathroom home with an extra bonus room—perfect for an office, playroom, or game room—offers 1,682 sq. ft. of comfortable living space on a spacious 0.26-acre lot. Inside, a cozy living room with a wood-burning fireplace sets the perfect stage for family nights spent connecting and enjoying each other’s company. Tasteful updates shine throughout—fresh interior paint, plush new carpet in bedrooms, and brand-new tile in the bathrooms and kitchen. The kitchen boasts solid wood cabinetry with abundant storage, while the primary suite features double vanities, new countertops, sinks, and light fixtures for a fresh, modern feel. Step outside into your backyard oasis, complete with a 17'X34' sparkling in-ground saltwater Sport pool with Cool decking, 3.5 ft depth on both ends with 6 ft depth in the center,, a full privacy fence, and a double gate wide enough to bring in your boat. Durable, concreted posts are already in place on a 14'x24' layout, making it easy to add a pole barn or workshop. With no HOA or fees, you’ll enjoy the freedom to make this property truly yours. Out front, a basketball goal set in concrete is ready for family fun, and the home’s location is unbeatable—perfectly situated in Pea Ridge between Pace and Milton. You’re just minutes from local shopping, dining, and top-rated schools, with Pensacola and Pensacola Beach only a quick drive away. Don’t miss the chance to own this move-in-ready home in a quiet, family-friendly neighborhood. Schedule your showing today and start enjoying your best life in a pool home in Pace!
Source: PENSACOLA #669286
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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